Philadelphia Car Accident Lawyer Blog

Philadelphia has more bicycle commuters per capita than any of the nation’s other top ten most populated cities according to new census figures. Philadelphia’s rate of bicycle commuters is more than triple the national average of .55% according to analysis performed by The Bicycle Coalition of Greater Philadelphia. This statistic calls to issue an interesting query. With the growing number of uninsured motorists in Philadelphia, what happens when a bicyclist is hit by an uninsured or underinsured motorist? The uninsured motorist clause on your own automobile policy may pay if you are hit and run down while bicycling. Check your policy carefully.

As I have noted before in my blogs, Philadelphia has an uninsured motorist as well as hit and run accident pandemic and we are contacted many times a week by bicyclists in a bicycle accident with a hit and run driver or an uninsured motorist. It goes without saying that when a car strikes a bicycle, the injuries are generally catastrophic and many times fatal, often resulting in catastrophic consequences when there is no insurance or limited insurance. If you do not own a motor vehicle, you should contact an insurance agent to purchase a comprehensive insurance policy. A comprehensive bicycle insurance policy, like its counterpart for car insurance, will cover cyclists for risks such as liability, personal injury, uninsured motorists and theft.

Generally, if you own a car insurance policy, UM/UIM coverage will be available within the comprehensive automobile policy providing insurance against collisions with uninsured or underinsured motorists. Uninsured and underinsured motorist coverage is not mandatory in Pennsylvania. This type of coverage is important for a cyclist to have. I recommend seeking more than the minimal level of insurance due to the fact that most times when a car is in a collision with a bicycle, the injuries are sufficiently more than the policy coverage unless there is a minor collision.

If you were involved in a bicycle accident with an automobile or a hit and run driver, one should select the services of an experienced bicycle accident and car accident lawyer to fully investigate the claim and make an informed decision regarding your options. Never accept a settlement from an uninsured driver’s insurance company without getting approval from your own insurance company. You may jeopardize your own company’s rights to pay a UM/UIM claim. If you or a loved one has been involved in a bicycle accident or car accident with a hit and run or uninsured motorist, please contact one of our experienced bicycle and car accident lawyers at Reiff and Bily at 1-800-421-9595 or online at www.reiffandbily.com.

According to news sources a woman in her forties riding a bicycle in center city was critically injured by a suspected drunk driver on Saturday evening at approximately 7:30 p.m. at 22nd and Market Streets, Philadelphia, PA. The operator of the truck continued after the impact but was flagged down and stopped by SEPTA police at 22nd and the Parkway. The victim was transported to the Hospital of the University of Pennsylvania and reported in non-stabled condition with severe trauma. The driver of the truck, a 79-year old man, was arrested on the suspicion of driving under the influence.

I have been writing now for many years that the hit and run car accident situation is out of control in Philadelphia and enough is enough. Penalties are needed with more teeth in them. For the last year, we have noticed an interesting upward trend whereupon many cases of hit and run occur involving repeat DUI offenders with minimal insurance coverage or no coverage at all where innocent victims have been catastrophically injuried or killed. Believe it or not, the current law in the Commonwealth of Pennsylvania actually benefits those who leave the scene of an accident when intoxicated. DUI punishments and hit and run penalties need to be much harsher in Pennsylvania as DUI and hit and run accidents tear families apart. Pennsylvania has a significant loophole that actually rewards people who leave the scene of an accident while intoxicated.

The experienced hit and run car accident lawyers of Reiff and Bily feel strongly that with the rate of hit and runs and recidivism on the rise, minimal prison sentences and fines are not enough. The hit and run car accident lawyers at Reiff and Bily feel that anyone operating a vehicle under the influence of alcohol is no different than a man carrying a gun who kills someone where the penalty is much higher.

If you or a loved one has been injured in a hit and run or car accident, please contact one of the experienced Philadelphia hit and run and car accident lawyers at Reiff and Bily for a free consultation at 1-800-421-9595 or online at www.reiffandbily.com.

Last week my son purchased a bicycle which will be his primary means of transportation to and from his classes in medical school. As any normal and loving parent would reveal, I am somewhat concerned about my child’s safety while operating his bicycle on streets already overcrowded with cars, buses, and trucks operated by motorists not paying full attention.

According to a recent study, bicycle riders are 12 times more likely than those in cars to suffer a fatal accident. Another study found that pedestrians are 23 times more likely than drivers to die per mile of travel. It is also interesting to note that 11% of bicycle accidents involve a collision with a car. As an avid bicyclist and motorcyclist since my early teen years and as a practicing car accident lawyer in Philadelphia since 1979, I can honestly state that there are a lot of bad drivers on the road who simply do not pay attention. Many times they will cut in front of you, open their door in your path, run a stop sign or traffic light, so you must always operate a motorcycle or bicycle in a defensive fashion and follow the boy scout model “Be prepared.”

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