Not a Week Goes By When a Person Who Has Been Catastrophically Injured In a Car Accident After Getting the Cheapest Automobile Insurance Possible Moans and Groans About Who Is Going To Pay Their Bills, Lost Wages, And Other Financial Damages
As an experienced Pennsylvania car accident attorney, I am concerned about a trend among many of our clients who feel that in an effort to cut back on their expenditures take the bare minimum “iron age” era insurance policies in Pennsylvania. Thereafter when they are in an accident and their medical bills and lost wages scream way beyond the limits, they moan and groan about who is going to pay their damages.
Unfortunately, the law of Pennsylvania only requires minimum coverage in the amount of $15,000 for third party coverage and $5,000 for medicals. Obviously if one sustains a significant injury, those medical expenses will easily skyrocket past $5,000 almost quicker than it took to purchase the insurance policy. Additionally, if the individual has sustained a catastrophic injury and is unable to work and did not purchase underinsured motorist coverage then one can imagine the bills piling up with no avenue of remedy to follow.
In Philadelphia, almost 70% of the drivers have minimal coverage or no coverage at all which means that you literally put your life and assets at risk every time you drive on the streets if you are not properly insured with more than the minimum limits and you do not purchase uninsured/underinsured coverage. It is also important to recognize that one should always have full tort insurance.
As a special courtesy to all of our clients and potential clients, the experienced Philadelphia car accident lawyers at Reiff & Bily offer a free insurance checkup which means that we will evaluate your policy for free and make suggestions based upon our experience in handling thousands of catastrophic incidents involving a car accident. Please feel free to contact us for a free consultation toll free at 1-800-421-9595 or online at www.reiffandbily.com.
