If You Are Involved In a Pennsylvania Car Accident, Chances Are That the Minimal Insurance Requirements Won’t Fully Cover You Whether You Are a Defendant or Plaintiff
Currently Pennsylvania’s minimum required liability limits for automobile insurance is 15/30 which is a shorthand way noting that expenses caused by an accident are covered up to $15,000 for the injury of one person in an accident and $30,000 if two or more are in the accident and $5,000 for property damage from one accident. The Pennsylvania legislature is currently considering proposed legislation which would raise Pennsylvania minimums to 30/60/10 respectively. Recently, Pennsylvania ranks very low relative to other state minimum insurance requirements and as an experienced Philadelphia car accident attorney since 1979, I am all too familiar with scenarios where the value of the compensatory damage or available money recovery far exceeds the minimal policy limits, placing both claimants and defendants in a precarious financial situation.
The National Association of Insurance Commissioners states that the minimal levels set by states are “generally low” and that levels of coverage can be raised with minimal cost to the policyholder.
As an experienced Pennsylvania car accident attorney who has handled thousands upon thousands of car crash claims, I think it is very important to review your insurance policy and pay a minimal increased charge to have more than minimal coverage together with full tort and uninsured/underinsured motorist coverage. As I am fond of saying, “Chance favors the prepared man.”
If you or a loved one has been involved in a Pennsylvania car accident and would like a free no obligation consultation to explore your rights with a no recovery, no fee guarantee, please contact us at 1-800-421-9595 or online at www.reiffandbily.com.
