Experienced Pennsylvania Car Accident Attorney Wonders Why Some Insurance Companies Lie When It Comes Time for Coverage
When you purchase a policy of insurance and spend your hard earned dollars, you expect that by paying those premiums every month you should be guaranteed the necessary help when you most need it. More and more I am noting that insurance adjusters are misrepresenting coverage, as well as denying benefits based on outright falsehoods. It is unconscionable and becoming more widespread.
Recently I was retained to represent a man who was rear-ended by an intoxicated driver. My client and his passenger required extensive medical treatment and yet his own insurance company who was responsible for medical payments told him that his vehicle was not covered under the policy even though my client had a letter to his agent registering the vehicle at least six months prior to the accident and had a policy noting that the vehicle was covered. Of course my client was from a small town in upstate Pennsylvania and perhaps the insurance adjuster thought that he could take advantage of this gentleman. Unfortunately, the denial of my client’s medical benefits and property damage claim forced my client to enter into litigation due to the fact that the company by the actions of its agents, servants, or employee adjuster failed to live up to their contractual commitments to their insured. In the immediate case, the insurance adjuster tried to blame his actions on the agent and the agent, of course, pointed the finger to the insurance adjuster.
The bottom line is that no matter what type of warm and fuzzy feeling you get from insurance television commercials, trust me the insurance companies are not your friends. Truthfully, your insurance company is nothing more than a business and its relationship with you is nothing more than a business relationship and the only way they can make a profit is to keep costs down. Therefore, there is an incentive to pay you late, little, or nothing when you file a claim. In a report prepared by The American Association for Justice, a former Allstate adjuster Jo Ann Katzman reported, “We were told to lie by our supervisors. It is tough to look at people and know you are lying.” For more information, see an article by David Dietz and Darrell Preston, “The Insurance Hoax”, Bloomberg News 2007 or “The Ten Worst Insurance Companies in America” published by The American Association for Justice.
You need to be smart and savvy to deal with your insurer and you have to fight back and thwart the aggressive and abusive tactics by insurance carriers. The experienced Philadelphia car accident lawyers of Reiff & Bily have engaged in tens of thousands of fights against insurance companies and are not afraid to put on the boxing gloves to place you on equal footing. Our record of success speaks for itself. If you or a loved one has been involved in a Pennsylvania car accident, please contact one of our experienced car accident lawyers at 1-800-421-9595 or online at www.reiffandbily.com.
