Posted On: June 16, 2010 by Jeffrey M. Reiff

Avoid the Hassle of Haggling With Insurance Adjusters in Car Accident Cases: Play Hardball

As an experienced Philadelphia car accident lawyer since 1979, I am astounded by the hardball unreasonableness taken by many insurance carriers if and when the claimant has a definitive and objective injury.

I recently had a discussion with an insurance adjuster regarding a client who sustained a fracture of her left foot, was treated for six months, and was casted. Believe it or not, the initial offer from the adjuster to this client was in the amount of $2,500 to $3,500 max. Not only was this offer most offensive, but it forced the client to litigate her claim. Any experienced Pennsylvania car accident lawyer would value this claim with at least a ten or twenty fold multiple

According to a recent survey conducted by a major news network, the hardball game is being played by car insurance companies with increasing frequency. This recent trend of “play hard” is a strategy adopted and imposed by two of the largest insurance companies in the country, namely State Farm and Allstate. According to a CNN poll, the results of this strategy have been extraordinarily profitable for the insurance companies, but have caused harm to consumers. When they tell you, “You are in good hands,” maybe they are only giving you part of the hand, the middle finger.

What I have learned after 31 years as a Philadelphia car accident lawyer with a very successful track record is that if you disagree with an insurance company, fight back. Don’t let a lowly insurance adjuster insult you. You only get one bite at the apple and it better be a big one. You can contact an experienced Pennsylvania car accident attorney who will take your case on a no recovery, no fee basis and pay the attorney a small percentage of the recovery. CNN spoke with Roxanne Martin of Santa Fe who sustained injuries to her back and neck on minimal impact. Allstate initially offered her a minimal settlement. Yet when she took control of her own destiny, a jury awarded her $167,000.

We recently completed a case where the initial offer was $10,000 and the case was resolved well into the six figures. The truth is that car accidents have a devastating impact on one’s life and it never makes sense to haggle with an insurance adjuster for several months. They have selfish interests to maximize profits and minimize the value of your valid claim.

Put an experienced team of lawyers on your side and place yourself on equal footing with your insurance company. If you or a loved one has been involved in a Pennsylvania auto accident, please feel free to contact one of our experienced Pennsylvania car accident lawyers at 1-800-421-9595 or online at www.reiffandbily.com.