When You Speak To Your Insurance Company After an Accident Don’t Make a Common Mistake And Assume That They Are Your Friend - Philadelphia Car Accident Lawyer Advises
In many of the car and truck accident cases that I have handled since 1979, I am often called by the client after the client has given a damaging or inappropriate statement to an insurance company. Many times the unknowingly injured client will give an inappropriate statement which is extraordinarily damaging to an otherwise excellent claim. One always has to remember that insurance companies are in the business of remaining extremely profitable and will fight tooth and nail when it comes time to pay out claims and will look for every excuse in the book to deny the insured what they are rightfully owed under the terms of the policy.
I recently encountered an investigator from a defendant’s insurance company who sought to bully my client and myself into giving a statement when in fact I informed him that he was not entitled to the same and we would only have one bite at the apple after deposition where my client was represented by an attorney. Although he seemed to be persistent, he finally backed down after I asked him if he would permit his client to give a statement to my company and he replied no. He told me “You can’t blame me for trying” and told me that most times he is able to charm a statement out of a claimant or otherwise unknowledgeable claimant’s attorney.
Many times insurance companies will make false promises or have you sign a document without legal representation which gives them the right to settle your claim for a fraction of its true value. We have found that on average a client who retains a knowledgeable and experienced attorney after a car accident or truck accident will likely recover multiples of the offer made to him without legal representation. I would hesitate for anyone to represent themselves without a lawyer and always remember the saying “He who represents himself has a fool for a client.” Liability laws can be extremely complex and insurance company executives and their team of adjusters are experts at calculating new ways to defend, delay, or deny payment in the interest of company profitability.
