An Experienced Philadelphia Car Accident Attorney Will Level the Playing Field against the Insurance Company after a Car Accident
Yesterday I had the opportunity to meet with a very nice woman who was catastrophically injured as a result of a car accident. This educated woman and single mom had been attempting to negotiate her claim with her insurance company for many months and despite clear cut liability and the most catastrophic injuries, I was astounded that the defending insurance company did not immediately tender their full policy limits. Quite frankly, the limits of the insurance policy were only worth a small fraction of her actual loss based on my 31 years as an experienced Philadelphia car accident attorney.
When I met this very nice woman, she was emotionally distraught and felt guilty hiring an experienced Philadelphia car accident lawyer. Added to the scenario was the fact that her mother and siblings made her feel like a bad person for hiring a lawyer to recover compensatory damages for her car accident. An immediate read of the situation left me to recognize that this woman would indeed be suffering from permanent injuries and was clearly entitled to significant compensatory damages. What she and her family members also failed to understand it that the insurance company’s main objective was not to protect her, but in fact to increase their profitability and their shareholders’ return by minimizing claims and payments and avoid paying even justified claims.
Obviously, the experienced insurance company adjuster knew that the company would ultimately be forced to pay their minimal policy limits and yet repeatedly failed, refused, and neglected to make an offer in good faith. The actions of the insurance company forced the unknowing claimant to hire a lawyer to enter into litigation.
My personal belief is that the action of the adjuster and the insurance company is unconscionable and may rise to bad faith. However, after over 30 years of experience, I am well aware of this wide spread situation of insurance companies trying to take advantage of situations such as this with an inexperienced player on an uneven playing field. Insurance companies are more and more failing to live up to their contractual commitments to their insured, focusing instead on their return to shareholders and their bottom line. It is important that claimants not be afraid of insurance companies and hire experienced car accident lawyers who know how to fight back and thwart aggressive and abusive tactics. You need to be on even ground when dealing with such scoundrels.
If you or a loved one has been seriously injured as a result of a car accident, don’t be afraid to call one of our experienced Philadelphia car accident lawyers at Reiff & Bily for a free no obligation consultation. We offer a no recovery, no fee guarantee.
