The Unfair Tactics of Insurance Companies - Need To Level the Playing Ground
As a catastrophic injury and bad faith insurance claims lawyer who has been battling insurance companies since 1979, I am very familiar with the tactics that private insurance companies use to deny, delay, and defend claims. While I hate to bring politics into my articles, the recent healthcare debate which has been examined closely indicates how many ill people are at the mercy of insurance companies. I have seen first hand many cases where sick people are told their insurance is canceled even though they received no notice or a case where somebody is on their way to surgery and their insurance is rescinded because the insurance company can get away with it and the person does not have the dollars or time to fight back. The victims in need of medical care are told “you have a pre-existing condition which is not covered” and you can’t have health insurance nor the required medical procedure or surgery.
Recently I became involved in a significant catastrophic injury case and after we placed the health insurance carrier on notice, we were told that the policy was in fact canceled prior to the accident despite the fact that my client had correspondence indicating the contrary. Frankly, had the insurance company and its adjuster been honest with the client, there would have been no need for my client to hire a lawyer and incur additional expense.
I practice law with the motto that is simply stated, “without integrity nothing stands.” The U.S. insurance companies comprise one of the most powerful industries in the world and they often commit widespread and systematically driven illegal bad faith insurance practices and schemes at the expense of their policyholders who pay hard earned dollars to purchase a policy. I have spent the last 31 years of my life handling legitimate claims with individuals that were denied by insurance companies many times in a bad faith manner and I probably have litigated against most of the major insurers in the United States. I have been witness to their abusive, deceptive, and illegal merry-go-rounds that they put their insureds and defendants on as they attempt to use the litigation process to their advantage while they collect interest on monies that remain in reserves or while successful verdicts are on appeal. It seems that the goal of many insurance companies and their lawyers is to intentionally delay and drag out cases putting off payment for as long as possible.
Since 1979, the catastrophic personal injury law firm of Reiff & Bily has successfully represented thousands of consumers by aggressively fighting against insurance companies for bad faith. We are committed to fighting insurance company abuse and understand the tactics of the insurance industry and the roadblocks that they put in the path of justice. If you need a bulldog lawyer ready to employ a hardball boxing strategy against an insurance company, please feel free to contact one of our experienced bad faith industry lawyers.
