Many Insurance Agents Try To Discourage People From Making Claims Against Their Own Insurance Policy
With uninsured and underinsured motorist cases on the rise due to our poor economy, I receive calls from clients who have contacted their insurance companies and are actually dissuaded by their agents from making claims against their company. They are often told erroneously that their rates will rise if they take the chance of reporting the very claim for which they purchased insurance to protect them. What the insurance agent often fails to tell their customer is that their rates will not be affected if the accident is not their fault. Additionally, many agents have a selfish interest for not having a claim made by one of their customers. Insurance agents have “loss ratio percentages” that can lower their commissions. So, in fact, they are paid incentives by the company to discourage claims as much as they can. Actually, many clients or potential clients are wrongfully scared to death by the actions of their insurance company and their agents who were anxious to take payment of the premium in the first place.
If you were involved in an accident with an uninsured or underinsured motorist, you deserve an unbiased opinion as to how best to protect your rights. Do not get caught in the “delay, defend and deny claims at any cost” war with the insurance companies or their agents.
The experienced car accident lawyers at the Philadelphia car accident law firm of Reiff and Bily have been successfully fighting insurance companies since 1979. For a free no obligation consultation, please contact us online at www.reiffandbily.com or toll free at 1-800-421-9595.
